Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Friday, August 16, 2013

Trusting in God's Timing

Here's the thing.  I do.  I really do.  I trust that He knows what He's doing and everything is going to work out okay.  Eventually.

It's the eventually thing that sucks.

Why can't it be now?  Why do I have to watch week after week as my husband goes through interview after interview and disappointment after disappointment? 

When my husband was laid off I wasn't worried.  Really.  Not worried at all.  In our twenty-three years of marriage he's been laid off eleven times.  He's good at finding a job.  He's highly employable.  He's a hard worker and a loyal employee. 

But it's been nearly two months now and my relaxed attitude is pretty much gone.

I love him and it's so hard on him to be rejected over and over.  He wonders what he's doing wrong.  He struggles with depression and feelings of low self-worth.  He tries to stay positive and keep his hopes up, but then those same hopes crash every time he's passed over for a position.

It breaks my heart.

I try to help him fight the depression.  I believe in him and tell him so.  I value him whether he's employed or not.  But that only helps so much.  He still questions his worth when he can't support his family.

And I've been really struggling with depression, too.

I feel so powerless.  I wish I could get a job and help out, but my health just won't allow it.  I really can't do anything to help him interview better or find better job opportunities.  All I can do is support him and try to manage our home.

And the stress of trying to keep our home afloat makes me feel like throwing up a great deal of the time.

We are receiving unemployment, which is less than half of what we were earning before.  We have cut every expense we can.  We have thousands of dollars in medical bills, some of which have gone to collections.  We have had to ask our daughter to help with some costs.  We've had to ask my dad for money.  And we've had to go to our church for food and help with the bills.

I am grateful that these things are available, but don't let anyone kid you.  It sucks to have to ask for help.  A lot.  Being an adult and not being able to pay your own way is a pretty major kick in the emotional teeth.

If I could just see down the road a bit, see when it's going to get better.  Then maybe I could focus on other things instead of obsessing about how I'm going to keep the lights on and the medical debtors at bay.

God's smart.  He knows what He's doing.  But I want what I want and I want it now!  I want my husband to get a job.  Now!  I want him to feel valued and productive again.  Now!  I want him to be proud of himself again.  Now!  And I want us to be able to pay our own way again.  Now!

And yet, when I pray tonight, when I converse with God and express my gratitude and ask for what I want, I will still include, "If it be thy will."

Because I do trust Him.  Even if I feel like throwing up while waiting.

Friday, November 16, 2012

I Hate Money

I hate money with a visceral hatred from the deepest darkest place in my soul.  If you mention the word money to me there is a place in my stomach that clenches and I want to throw up.  I hate money so much.

Money has been many things in my life.  Money has been power that someone else had and used against me.  Money has been a way for someone to control me.  Money has been a substitute for love when money was all my parents had to offer.  Money has been an elusive prize that teases and dances, taking one step closer and then running away.  Money has been an avalanche that threatens the life of me and my family.  Money is my enemy.

And I don't think this is the relationship I am supposed to have with money.  It's not the way I want to feel and think about money.  I am so sick of money controlling my life.

I grew up in a home where I don't remember ever not having enough money to meet our needs and then some.  It's possible my parents had financial struggles, but if they did I never knew about it.  My parents never talked about money.  Except when they fought.

My mom grew up very poor.  My dad didn't.  My mom likes to shop.  A lot.  To the point of an addiction.  My dad has money and spends it when he wants to, but I don't know how he feels or what he thinks about it.  Except I know he thinks she spends too much.  It doesn't stop him from giving it to her; it just gives him something to be angry about.  I have heard him complain and yell about money more times in my life than anything else.  I'm pretty sure money is his God.  And a way to control people.  He gives.  It seems generous at the time.  Then he calls in the favors you didn't know you owed; you didn't know you were agreeing to an undefined contract.  And the only thing my mom ever taught me about money is that my dad has plenty and doesn't give her enough.

He's good with money, but he didn't teach me anything about it.  Except that spending it is bad and smart people know how to manage their finances and if you can't be self-sufficient financially then something is wrong with you that you should be ashamed of.

Yeah, my feelings about my parents and money are kind of intense.

And then there's my marriage.  We've had our share of financial arguments.  We don't have the same approach to money.  And I'm pretty sure neither of us would claim to be really good with money.  But we're grown ups so we're expected to know how to do this.

We've been married twenty-two years.  My husband has been the breadwinner the whole time.  I worked a bit but just because I wanted to.  (My health no longer allows me to work.)  And in this twenty-two years my husband has been laid off or fired ten times.  The longest we went without any income was seven months.  We've been on food stamps.  Our children have been on government insurance and received free school lunches.  In fact, the government paid entirely for the pregnancy and delivery of one of our children.  We've gone to our church for food, clothes, and help with our mortgage payment and bills.  We've lived off our food storage and sold many things of value just to meet our obligations.  We no longer have food storage or savings.  We used these up and haven't been able to rebuild them.

And because of this history, because of the many times we had our electricity shut off because we couldn't pay the bill, I am scared.  Whenever we get paid I want to put the money away just in case.  I have trouble paying bills because I'm afraid that will be our last income.  What if I pay the bills and then he gets laid off?  Then I don't have any money and my family is threatened again.

We've had well-paying jobs (I say we even though they were his jobs) and poor-paying jobs.  We've had more than enough financially and not nearly enough financially.  We've happily worked together on budgeting and spending and fought like crazy about money.  We've tracked our money together and spent behind each other's backs.  And for most of our marriage I have been in charge of the money.  Which meant that even though he earned the money I felt the pressure to handle it well.

I am a smart girl.  I am good at math and organization.  But I still really struggle with money.  And it is still a source of shame for me.

But this thing has been a burr under my saddle for long enough.  I'm ready to kick this monkey off my back.  I'm ready to acknowledge that I don't know what I'm doing.  That I've been trying to figure this out for years and am still not getting it.  That I have serious psychological issues that I need to address.

I'm ready for the battle.  And I'm going to win.

Wednesday, November 3, 2010

Crying Uncle

I don't know if it was family upbringing or just my natural state, but I grew up fiercely independent.  I didn't ask for help; I researched it on my own.  I learned how to do what needed to be done by myself.  I cowboyed up and got myself through the tough times.  For so many years.

Giving help was fine.  Receiving it was not.  Asking for it was an abomination.

Enter chronic illness.

Wow.  Let me just tell you, independence goes out the window with chronic illness.

Yes, I've studied psychology and had enough therapy to know that interdependent is the healthier place to be.  Knowing that wasn't enough to get me there.  I had to be dragged there kicking and screaming.

I'm still not good at it.  I still think I should be able to do everything I used to.  I still want to be everything for everyone.  I want to solve all the problems.  I want to be the hero -- not the damsel in distress.

But life doesn't always turn out as we planned.

Tonight I had a lesson in interdependence.  Tonight I cried uncle.

Lots of things have slipped since I got sick.  The house (a wreck).  My job (gone).  Volunteering (non-existent).  All of those things are difficult to accept.  But for the most part they are just irritants.  The one that was dangerous was money.

You see, I've been in charge of the money and the bills for most of our marriage.  When I got sick, things started to slip.  We bounced checks.  Bills didn't get paid.  Collectors started calling.  (I hate the fact that my kids are well trained in the art of avoiding the bill collector calls.)

I went through good periods and bad ones.  I'd catch up and then fall behind again.  But all along the way, I was sure we had enough money and I just wasn't managing it well enough.  And I would pledge to get on top of things.  Tomorrow.

Somehow, tomorrow didn't seem to want to appear.  I kept waiting for that magical day to happen when I would be able to conquer the piling debt and stress and get that monkey off my back.

But it didn't come.

I don't know why.  I don't know what kept me from being able to do it.  I know how.  I have the capability.  But I just couldn't do it.  (I have theories, but they would take too long here.)

And now the money problems are at a dangerous level. 

So tonight my husband and I had a meeting.  Not confrontational.  Not a fight.  Warm and open.  Supportive and affirming.  A meeting where I said, "I just can't do it.  I hate that I can't, but I can't."  And he said, "You've done everything for so long.  It's my turn."

And that was it.  He is now in charge of the bills and the money.

I promised to let him do it his way.  I will not interfere or correct or complain.  And when I do (as we both know will probably happen) he will kindly remind me that I promised to trust him.

Lots of feelings of failure.  Lots of feelings of inadequacy.  And so many tears.

And then peace.

Sometimes crying uncle is the right thing to do.  No matter how hard it is.